Education

• PhD, School of Management, Harbin Institute of Technology, 2023

• MS, Naveen Jindal School of Management, The University of Texas at Dallas, 2014

  
  

Publication

• Yangyin Lin, Qiang Ye, Hao Xia (2025) "Optimal Interest Rates Personalization in FinTech Lending". Information Technology and Management, 26(1), 117-137.

  
  

Working Paper

• "Competition in Fintech Lending by BigTechs with Personalized Interest Rates" with Qiang Ye, Hao Xia (PACIS 2023)

• "Data Advantage as Market Power: Analysis of FinTech Lending Competition" with Qiang Ye, Vijay Mookerjee, Hao Xia (CSWIM 2023)

• "A Blockchain and Privacy Computing-enabled Framework for Data Sharing in FinTech Lending" with Qiang Ye, Hao Xia (ICEC 2023, Best Paper Runner Up)

• "Impact of Movie Search Volume on Short-term Stock Market Valuation of Movie Companies" with Qiang Ye, Hao Xia (ICEC 2022)